Inheritance tax is one of the most misunderstood areas of personal finance in the UK. Many families don't realise they have an exposure until it's too late to do anything about it. Others know the risk exists but feel overwhelmed by the complexity of the rules, the jargon, and the cost of getting professional advice just to understand where they stand.
CheckMyIHT was built to change that. We believe everyone should be able to understand their inheritance tax position clearly, without needing to speak to a specialist first, and without their financial figures being stored or shared.
Our mission is simple: give people the clarity and confidence to make informed decisions about protecting their family's wealth — whether that means taking action themselves, seeking professional support, or simply understanding where they stand.
The CheckMyIHT calculator asks a series of straightforward questions about your financial position and personal circumstances. Based on your answers, it estimates your potential inheritance tax liability, assigns a planning profile, and matches you with the strategies most likely to be relevant to your situation.
Every calculation runs entirely in your browser. Your financial figures are not stored in any database or shared with anyone. When you close the page, that data is gone. If you choose to receive your report by email, the report is sent to our server for PDF conversion and then deleted — only your name and email are kept, and these are automatically deleted after 90 days. Full details are in our privacy policy.
CheckMyIHT was built on established inheritance tax planning principles — the strategies, reliefs, and approaches that qualified advisers and tax specialists use in practice. The calculation engine reflects current UK legislation, including the most recent rule changes. It exists to make that professional-grade understanding accessible without the cost or commitment of an initial adviser meeting.
We are not financial advisers, and CheckMyIHT does not provide financial advice. What we do provide is a clear, honest, and accessible starting point for anyone who wants to understand their inheritance tax position and explore what options might be available to them.
If after using the calculator you decide you'd like to explore your options further with a qualified professional, we can connect you with an IHT specialist experienced in inheritance tax and estate planning. There is no obligation, no fee from us, and no pressure. It's simply an option if you want it.
Every specialist we connect you with is hand-picked — assessed against strict criteria before they are given access to any enquiry. You can read exactly what that means on our adviser page.
If you have a question about the tool, a concern you'd like to raise, or feedback you'd like to share, you can reach us directly at contact@checkmyiht.com. We read every message.